Is credit collection services a legitimate company?
The Consumer Financial Protection Bureau, along with the BBB, report over 270 and 400 customer complaints respectively. Credit Collection Services is a legitimate credit collection agency.
Who does credit collection services collect for?
Debt collectors often work for debt-collection agencies, though some operate independently. Some are also attorneys. Sometimes these agencies act as middlemen, collecting customers’ delinquent debts—debts that are at least 60 days past due—and remitting them to the original creditor.
How do I contact credit collection services?
CCS Credit Collections Services Contact Information
| Address | Two Wells Avenue |
|---|---|
| Phone 1 | 800-775-8220 |
| Phone 2 | 617-965-2000 |
| Web | http://www.ccsusa.com |
| Web | http://www.warningnotice.com |
What is credit collection services commercial?
Credit Collection Services is recognized as one of the nation’s largest and most respected collection firms. CCS Commercial specializes in the recovery of business-to-business payment obligations, volume-based fines & penalties, and complex tort-related claims.
What happens if you ignore a collection agency?
If you continue to ignore communicating with the debt collector, they will likely file a collections lawsuit against you in court. Once a default judgment is entered, the debt collector can garnish your wages, seize personal property, and have money taken out of your bank account.
Can I pay the original creditor instead of the collection agency?
Even if a debt has passed into collections, you may still be able to pay your original creditor instead of the agency. The creditor can reclaim the debt from the collector and you can work with them directly. However, there’s no law requiring the original creditor to accept your proposal.
How do I get a collection removed from my credit report?
If the collection or debt on your credit report isn’t yours, don’t pay it. Ask the credit bureau to remove it from your credit report using a dispute letter. If a collector keeps a debt on your credit report longer than seven years, you can dispute the debt and request it be removed.
Is it better to settle a collection or pay in full?
It is always better to pay off your debt in full if possible. Settling a debt means you have negotiated with the lender and they have agreed to accept less than the full amount owed as final payment on the account.
Is it better to pay off collections or wait?
Paying your debts in full is always the best way to go if you have the money. The debts won’t just go away, and collectors can be very persistent trying to collect those debts. Before you make any payments, you need to verify that your debts and debt collectors are legitimate.
How to clear collections on my credit?
Request a Goodwill Deletion – If You Have Paid The Debt.
Do collections ruin your credit?
How collections ruin your credit. Collection agencies can ruin your credit because theoretically the debt from the original creditor may appear on your credit report as a charge-off and the debt from the new collection agency will also appear on your credit. The original creditor is supposed to update your credit report by saying…
What is the phone number for credit collections services?
Telephone: 800-593-1913. Welcome to RCC Service. RCC Services, a leading agency in the national collection service for both credit and debt, understands the risks involved with acquiring prospective clients as well as retaining existing business. RCC Services can help your business by alleviating any concerns or questions about the task at hand.
How does debt in collections affect credit?
A debt collection is one of the worst types of credit report accounts. A collection account shows that you have become seriously delinquent on an account. Your credit score will drop if a collection appears on your report making it harder to get approved for credit cards and loans, especially if the collection is recent or remains unpaid or both.