This paper advances the opinion that people should be encouraged to remain in paid employment up to the age of seventy. This position is justified by the following reasons. First, it is imperative to note that there is no ideal retirement age that applies across the board for all people (Social Security Administration, 2015). There are numerous factors that have to be taken considered in determining the best retirement age for every individual. These factors include a person’s current age, financial needs, the reliability of income, the savings made and assets acquired so far, and their debts and liabilities. Health and family longevity are other critical factors in considering an ideal retirement age. Therefore, determining the best retirement age is a process of carefully weighing all relevant facts and considering a person’s peculiar circumstances.


An increased retirement age has numerous advantages for individuals as well as the social security mechanism of the state. For individuals, the period between forty and seventy years old is considered the peak of productivity and immense experience acquired over the considerable number of years in employment. It is, therefore, advisable for individuals to devote their best years to gainful employment hence enabling them to save more for retirement purposes. An extended employment period also means that individuals access employment benefits such as medical insurance for longer. Further, an increased retirement age limit means that individuals will receive a higher pension and social security payouts (Clark, 2015).  For the state social security mechanism, it is contended that a high retirement age limit would reduce the long-term deficit in the trust funds set up for social security purposes and also promote general economic gains (Moore, 2001). It is for these reasons that this paper advocates for the retirement age to be set at seventy.